Solution Overview

Victrio uses the fraudster´s voice and other unique audio characteristics to identify them during a regular phone call. Human voices are highly unique, which allows Victrio to achieve unprecedented levels of accuracy and very low false positive rates.

The Victrio system pinpoints returning fraudsters by their voice. Victrio collects audio from calls into and out of the business and compares it to the voiceprints of fraudsters in its database. If there is a match, the system generates an alert back to the business requesting the screening. Because of the centralized nature of the fraudster database, the Victrio system is delivered as a Software-as-a-Service (SaaS) over secure network links.

Victrio complements current fraud protection systems, like rule-based engines for online retailers and Fair Isaac´s Falcon Fraud Manager for credit card issuers and banks. These systems flag suspect transactions and trigger an authorization phone call. The problem is that whether you screen out a career fraudster today or not, the same criminal will come back tomorrow to try again with a different stolen credit card or identity. And they keep coming back.

Until now, there was no other way to connect all these different fraud incidents to a common thief. This is the first technology that can actually target the career fraudster. Even if the criminal buys a fresh batch of stolen identities or gets a new Internet address and PC, Victrio can stop him. Once he opens his mouth.

Deployment Options
Victrio offers a wide variety of deployment modes to easily fit in to your IT and phone infrastructure.

The Victrio NetworkTM
Victrio offers its customers the option of participating in the Victrio Network, where voiceprints are shared by participants. This powerful feature allows for fraudsters to be rapidly shut down at multiple customers sites based on a single fraud report. The Victrio Network accepts customers from different industries and verticals, since fraudsters tend to migrate between industries. This allows Victrio to have broad cross-industry impact on the fraud problem.

Reports/Analysis
The Victrio system is designed to provide customers with detailed reports and analysis that provide insight and control over various aspects of the Victrio system.

Data Security
The Victrio system and network are designed to be conformant with generally accepted security standards such as PCI and SSAE-16. Customers can rest assured that Victrio takes the security of their data very seriously.

Privacy
Victrio adheres to the strictest privacy standards and best practices in the financial services industry. Additional information with regards to Victrio's privacy policy can be provided upon request.